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Education Savings Plans

 

One of the best ways to save for a child’s post-secondary education is through a Registered Education Savings Plan (RESP).

 

Whether you want to save for your own children, your grandchildren, or a niece/nephew an RESP offers flexibility, tax-deferred investment growth and direct government assistance to help you save for a child’s education.

 

  • Interest income and investment growth earned within an RESP are not taxed as along as the funds remain in the plan
  • The Canadian Education Savings Grant (CESG) matches 20%, on the first $2,500 contribution, annually to a maximum of $500 a year ($7,200 overall) for a child under the age of 18
 
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